Settlement Loans, Car Wrecks And MRI

For those seeking settlement loans following car wrecks, they may find that an MRI is extremely valuable to them in determining the extent of injury sustained. If you have been involved in a car wreck and sustained injury, it is extremely important for you to seek out the care and attention of a provider who is capable of carefully assessing the extent of your injuries, as well as documenting the extent of those injuries. The vast majority of providers one encounters when they present following injury sustained in a car wreck will principally rely on simple x-rays to evaluate structures that may have been injured. However, x-rays are typically not going to provide very much information regarding the extent of the injuries sustained.

It is unfortunate that many providers rely principally on x-rays simply because they're relatively easy to obtain and inexpensive. However, x-rays do expose patients to ionizing radiation. It is important to realize, however, that x-rays are important in assessing the presence of fractures (e.g., broken bones). For those individuals seeking settlement loans, it is important to realize that very few funding companies are going to advance lawsuit loans to individuals who have sustained soft tissue injuries only.

Undoubtedly, fractures do occur following car wrecks. However, there is a relatively small incidence of such injuries occurring following car wrecks. Soft tissue injuries following car wrecks are much more common. Additionally, such injuries are virtually undetectable when using simple x-rays. When discussing soft tissue injuries, we refer to injuries to tissue such as muscles, ligaments, tendons, fascia (i.e. connective tissue), etc. Insurance carriers are going to make it extremely difficult on individuals pursuing claims when soft tissue injuries are the only injuries identified. In almost all instances, insurance carriers view soft tissue injuries as nonexistent. Once again, it is extremely important that individuals involved in car wrecks and who sustain injuries seek out the care and treatment of individuals who actually specialize in the care and treatment of such injuries. These providers must be able to both assess and document the extent of injury sustained. Any failure to adequately document the extent of injuries is likely to result in a denial of any requests for pre-settlement loans.

Individuals who are pursuing lawsuit loans must be aware of the fact that there are many forces being brought to bear on those claims. Preferably, these individuals will realize that they need providers who are going to be seeking to administer the best possible care. It is also hoped that these individuals will have attorneys who are attempting to obtain the best possible recovery for their clients.

Of course, on the other side of the fence will be defendants to contest virtually every aspect of the claim. This will be done in an attempt to either avoid paying anything whatsoever on the claim or mitigate defendants' losses. It is also important to realize that insurance carriers, those likely to be responsible for paying on those claims, are going to be doing whatever is reasonably possible to either substantially minimize the extent of injury sustained or obfuscate the presence of any injuries. Those individuals seeking lawsuit funding must be aware of the obstacles that exist as they pursue those claims. Additionally, to obtain pre- settlement loans, individuals must overcome these obstacles.

Although many providers are truly unaware of the limitations of the x-rays performed in their offices, indisputably, x-rays are not the modality of choice in the evaluation of soft tissue injuries. Of course, x-rays are beneficial in assessing the integrity of bones. They would certainly be the preferable modality to determine whether an individual had sustained a fracture (e.g., broken bone). They are also beneficial in assessing the presence of pre-existing degenerative changes. It is important to realize that in this form of litigation, insurance carriers are going to be arguing that the injuries with which claimants present are either pre-existing or nonexistent. To avoid paying claims, they will expend a great deal of effort to minimize the value of those claims. Naturally, the lower the projected value of the claims, the less likely it is that individuals will be able to obtain settlement loans.

Contrariwise, MRI can be extremely helpful in assessing the extent of soft tissue injuries. Although it is very useful in assessing many conditions, it is particularly beneficial in car wreck cases in assessing the extent of disc pathology. For example, one may be able to obtain information that allows the provider to distinguish between a disc bulge, condition that suggests degenerative changes, and disc protrusions/herniations. Customarily, disc protrusions are considered conditions that may be attributable to a fairly recent event.

It is important to realize that the insurance carriers are going to argue, irrespective of the findings, that the conditions are either nonexistent or pre-existing. It will be up to the attorney and his/her client to present the case in a way that clearly demonstrates the extent of injury. If the injuries are clearly identified and the claims appear meritorious, clients are very likely to be able to obtain the settlement loans they seek.

Are you in need of information regarding the best deal on settlement loans? If so, we encourage you to visit us to obtain information regarding the benefits of pre-settlement loans today.