Monday, December 28, 2009

Breach Of Contract? When Considering A Lawsuit Loan, What Steps Must You Take?

What documents will be required when attempting to obtain lawsuit loans to pursue a claim for a breach of contract? If you follow the steps identified herein, you should have little trouble in obtaining the settlement loan you seek. However, if you fail to follow the simple procedures, you may find it difficult, if not impossible, to obtain funding.

The first item on your agenda will be a Case Review. It will be necessary for you to obtain documentation that clearly sets forth the provisions that have been violated. The violations must be clearly demonstrated in contradistinction to the provisions identified within the four-corners of the contract. Contracts customarily sound in Courts of Equity. There are many factors that will be considered in such a venue that may not be considered otherwise (e.g., fairness of the deal).

Another factor to take into consideration would be your ability to collect from the other party. You're customarily wasting your time if you pursue a judgment-proof defendant. Most attorneys would advise you not to waste your time pursuing someone against whom you may obtain a judgment, but from whom you would never be able to collect.

Prior to determining whether you wish to pursue a claim against the party with whom you have entered the contract, review the contract to determine what, if any, specific violations have occurred. If you do have questions, do not hesitate to contact an attorney to discuss these issues. As is true in most cases, the clock is ticking, and time is typically not on the plaintiff's side. If you're unable to articulate the violations that have occurred, it is customarily a bad idea to pursue a claim against the party with whom you entered the contract.

Once you've reviewed your case, made a determination as to whether the defendant has anything with which to pay any judgment that may be taken against them, and the specific provisions violated, it is now time to determine your specific cause of action against the defendant. If you have not already retained the services of an attorney, this is a point at which you certainly want to do so. It will be necessary for you to identify the correct cause of action against the defendant. If you identify the wrong cause of action, you may both fail in your cause of action and find yourself responsible for expenses and attorney's fees the other party may have incurred.

You will also want to review the other party's credit-history, the other party's history of paying for his/her debts, and the other party's history of dealing with other individuals in the same or similar business transactions. If the other party has a history of treating other individuals unfairly, this conduct increases the likelihood of your prevailing against that party. However, if the other party has treated individuals fairly, then this certainly will be weighed in the defendant's favor.

If you and the other party are jointly-liable for prior loans and a/or advances, it will be necessary, in most cases, to pay off those existing loans prior to pursuing a cause of action against the defendant. Additionally, if you and the other party have obtained financial advances, it is very likely that those advances will either have to be repaid or reconciled prior to pursuing a cause of action against the other party for an alleged breach of contract.

Once again, when pursuing lawsuit loans, if you follow the foregoing steps, you should find it fairly easy to obtain the funding you seek. However, if you fail in any of the foregoing, you may find that you will be unable to obtain a settlement loan.

Looking to find the best deal on lawsuit loans? If so, please visit us to find the best advice on obtaining your lawsuit loan today.

Saturday, December 19, 2009

What Is The Interest Rate On The Lawsuit Loan And Why Is A Lawsuit Loan Considered A Non-Recourse Loan?

We are frequently asked what the interest rates are on a lawsuit loan. Unfortunately, this question arises because the applicant’s are actually unfamiliar with the overall process.

In reality, there are no interest rates involved with a lawsuit loan. The fees that are charged for providing the lawsuit loan are in fact “risk-fees.” The fees charged in funding your lawsuit loan are contingent on the risk inherent in your particular case. If the risks are low, the fees are low.

It is unfortunate that many plaintiffs allow these perceived interest rates to keep them from pursuing a lawsuit loan. In many instances, such funding would allow these plaintiffs to continue in the fight to obtain a fair and equitable settlement. In the absence of such funds, many plaintiffs are simply unable to continue in the litigation-process, and are forced to settle their claims at amounts that are significantly lower than their claims would merit.

Obviously, since a lawsuit loan is not, in reality, a loan, we are not dealing with non-recourse loans. Contrariwise, we’re looking at a non-recourse transaction. The reference to “non-recourse” loans is simply for ease of reference. It is in fact this aspect of obtaining a lawsuit loan that makes this funding extremely appealing!

The term “non-recourse” simply refers to the fact that the entity that provides the resource requested (e.g., funding, supplies, etc.) has no recourse against the party to whom/which the resource is provided when certain conditions of the negotiation are met. In the case of a lawsuit loan, the non-recourse aspect refers to the fact that the funding-entity is unable to demand a return of the funds provided if the requestor does not prevail in the underlying suit. In other words, if you lose your case and you have obtained funding, you don’t have anything to repay.

Are you confused about obtaining a lawsuit loan? Please stop by our site to find out all about the benefits of obtaining lawsuit loans and what they can do for you.

What Are The Key Factors To Consider When Applying For A Lawsuit Loan?

Put yourself in the underwriter’s shoes! What is it that you would want to see prior to loaning someone your money? Remember, in almost all cases, the underwriter will have never met the applicant. The underwriter must rely simply on the documents submitted for review.

It is axiomatic that the request for funding is a critical component in obtaining your lawsuit loan! It is amazing that many individuals submit partially-completed request for funding, and contact us almost immediately asking why they have not obtained the lawsuit loan requested. Frankly, if you’re not willing to complete a one-page request for funding, it is unlikely that you’ll find either a broker or underwriter who will be interested in devoting much time on your case.

To get things started, you must grab the underwriter’s attention. If you fail to grab the underwriter’s attention from the outset, you significantly decrease the chances of obtaining the funding that you seek. You should recall that the underwriter is looking for reasons to provide the lawsuit loan you request, not reject it. However, the underwriter is going to have to submit your request to underwriters who will look very closely at your case prior to providing non-recourse funding.

I have provided two examples for you to review and would ask you to make a determination as to which of these applicants would you provide funding:

The first case deals with an incident that occurred in a Good Will store. The applicant stated, “I was at a Goodwill store, sorting through the clothes when a coat hanger jumped out and smacked me on the bridge of my nose.”

The second case deals with the motorcycle incident. The applicant informed us, “I was on a motorcycle. The car driver was traveling in the opposite direction and turned left in front of me. The car driver was cited for failure to yield.”

Would you be surprised to learn that the Goodwill Store incident, although humorous, did not receive funding? Would you be surprised to learn that the motorcycle incident-applicant was funded? I suspect that we would all agree on the candidate to whom we would issue a non-recourse lawsuit loan.

The lesson to be learned is, before you submit a request for funding to obtain a lawsuit loan, review it to ensure that your case is meritorious. Your chances of obtaining a lawsuit loan are minimal if you’re only able to make a “red-faced” argument to support your case!

Are you confused about obtaining a lawsuit loan? Please stop by our site to find out all about the benefits of obtaining lawsuit loans and what they can do for you.

Sunday, December 13, 2009

Have You Been Injured In A Car Wreck And Wondering If You Need A Lawsuit Loan? How Do You Know If You Have A Good Attorney?

It really doesn't matter what we call them. Whether we refer to them as motor vehicle mishaps, car wrecks, automobile accidents, auto collisions, or car crashes, they are an unfortunate aspect of life! The costs that accompany such incidents often create the need to obtain a lawsuit loan.

Just looking at it from a technical standpoint, an accident is defined as "an undesirable and unfortunate happening that occurs unintentionally and usually results in harm, injury, damage, and/or loss." Among the many causes of such accidents are car crashes. Anytime such an incident occurs, unfortunately, an injury may also result.

We like to pretend that a car accident will never happen to us. Unfortunately, such events occur to individuals just like us every single day! The purpose of this article is to provide a few pointers to assist you in selecting a good car accident attorney and determining whether you need a lawsuit loan.

First and foremost, you must assemble photographs and paperwork to present your case in the best possible light to the prospective attorney. The information you present may include photographs that you take at the scene of the accident, written descriptions that you provide regarding the manner in which the accident occurred, documents from medical providers, hospital records, and much more. The information gathered should be intended to accurately portray the manner in which the incident occurred.

When you first meet with the prospective attorney, have a list of questions prepared. Questions that you want to ask your prospective attorney should be very specific, related to your case and your personal circumstances. Questions that you need to ask the prospective attorney include the following:

Number one: What are the merits of your case from the attorney's perspective?

Number Two: How do you determine whether the other party has adequate insurance?

Number three: Has the attorney handled similar cases in the past and, if so, how many?

Number four: In how many cases of this nature as the attorney prevailed?

Number five: Is the attorney capable of devoting the necessary time to your case?

You also need to be prepared to discuss your personal circumstances. These discussions should center on various things such as the work that you do, your family, your responsibilities, your hobbies, and the manner in which the car accident has affected your life.

Pay close attention at this stage, and you will learn a great deal about your prospective attorney. You want to have an attorney who is genuinely interested in you and your case. If it's evident that the attorney isn't interested in your case, find another attorney!

When you have been involved in a car wreck, you need to be evaluated to determine what, if any, injuries you've sustained. If you've been involved in a car wreck and it is determined that you did sustain injuries, you need to find a good personal injury attorney to represent you. Furthermore, due to the protracted nature of these cases, most plaintiffs are going to find that a lawsuit loan will be tremendously helpful!

Learn more about obtaining a lawsuit loan. Stop by our site where you can find out all about the benefits of obtaining lawsuit loans and what they can do for you.

Wednesday, December 9, 2009

Lawsuit Loan: What Are The Five Keys To Getting Your Settlement Loan Application Approved?

There is no sleight-of-hand here! If you wish to succeed, it will be necessary for you to follow the steps identified in this article.

First, find a reliable broker. You need a broker who works with lenders upon whom you may rely. Finding the right broker will be the primary step you need to take to achieve the success you desire.

From the outset, it is necessary for you to put yourself in the lender's shoes. Ask yourself, "If I am going to loan money to someone, what are some of the things for which I would be looking?" Don't forget, in most instances, the lender has no familiarity with the individual seeking the lawsuit loan. The lender must rely on the documentation submitted to determine whether the applicant is an individual worthy of a loan requested.

Number two, complete your application! It is vital important that the application be completed, clearly identifying what it is that serves as the basis for which the lawsuit loan is to be provided. Many individuals, unfortunately, jettison any opportunity to obtain settlement funding by submitting an incomplete application. It is the same individuals who frequently demanded that the funding be provided about further explanation. Frankly, if you don't have sufficient motivation to complete your application, you'd be advised to seek other sources of funding.

Thirdly, it is necessary for you to sell your case to the lender! You must sell your case to the lender from which you are requesting settlement funding! Failure to clearly identify what it is upon which your claim is predicated, is one of the most self-defeating reasons for which applications are not approved.

Fourthly, it is necessary for you to get your attorney involved. Once your application is completed, it is very important that your attorney get involved as quickly as possible to assist you in obtaining the requested funds. Interestingly, although your attorney is vitally important to your case, an uncooperative attorney is one of the most frequently-encountered reasons for difficulty in obtaining lawsuit loans.

In some cases, your attorney will request your authorization to release requested medical records. If that is the case, it is important for you to cooperate with your broker in signing and returning the Authorization to Release Medical Records as quickly as possible. It is important to realize that time is of-the-essence in obtaining a lawsuit loan, in almost every instance. Your broker will be working to assist you in accomplishing that task as quickly as possible. Your cooperation is essential in succeeding in obtaining the settlement funds requested.

Five, as long as your broker is genuinely trying to assist you, stick with that broker. Frequently, individuals mistakenly think that it is in their best interests to submit multiple applications. However, lenders take a dim-view of prospective applicants who are not committed to the efforts the lender will undoubtedly expend in making a determination as to whether the claim merits the lawsuit loan requested. There's a great deal of work involved in making a determination as to whether the claim presented justifies an advance on the funds that may ultimately be awarded. Work closely with your broker to obtain requisite documentation as quickly as possible. If you find that you have an uncooperative broker, get another broker!

Remember, you're seeking a lawsuit loan because you need the money - now! If it were permissible for your broker to drag his/feet in procuring the settlement loan requested, it is unlikely that you would be seeking settlement funding in the first place. Therefore, work diligently with your broker, returning calls and notifying your attorney of the need to both respond to the broker and provide requested documentation as quickly as possible.

Want to find out more about obtaining a lawsuit loan? If so, please visit our site on how to choose the best lawsuit loans for your needs.

Friday, December 4, 2009

Frequently Asked Questions - Lawsuit Loan

Q. "How much is your interest on a lawsuit loan?"

A. The lenders to which brokers submit applications don't charge interest because they're not providing loan. If it were a loan, you would have to pay the loan back, no matter what. These are non-recourse advances. Therefore, if you lose your case, the lender loses money. Because of that, lenders charge a risk-three. A risk-fee is determined on a case-by-case basis. If you're approved, the contract will state exactly what will be owed before you sign anything.

Q. "How long does it take to obtain a lawsuit loan?"

A. Your attorney plays a big role with respect to this issue. Your broker will request documents from your attorney. Your broker must speak with either your attorney or a legal representative as soon as possible. If the broker is able to talk to your attorney within one day and the required information is obtained within one day, you may obtain your settlement loan that same day. It is imperative that you notify your attorney that you're seeking a loan settlement and that your attorney should forward all requested information to your broker as quickly as possible.

Q. "Are there any up-front costs to obtain a settlement loan?"

A. No, there are no up-front costs to obtain a settlement loan.

Q. "What must I do to obtain the requested lawsuit loan?"

A. At your election, you may have the lender FedEx a check to you overnight. Furthermore, if you wish, the lender can wire the money directly into your checking account. If you opt for the latter, there will be a pre-determined fee.

Q. "What if I don't want to give my birth-date or Social Security number prior to obtaining a pre-settlement loan?"

A. You won't be required to initially. However, if you are approved, you will need to provide that information prior to obtaining the lawsuit loan.

Please note that because time is of the essence, a good broker will follow up immediately with you with a phone call to ensure that the law firm with which you want the broker to work has received the Request for Documents.

Seldom do the attorneys themselves either prepare or submit the paperwork in response to lawsuit loan requests. In most instances, either a paralegal or secretary will both prepare and submit the paperwork to you.

Brokers must quickly establish contact in order to obtain the requisite documentation. If your broker is diligent, and if the paperwork is not received within 1-2 days, the broker will follow up with the law firm and request documents once again.

If your attorney is being uncooperative, the broker will ask that you assist in obtaining the requisite documentation. Remember the attorney works for you and the clock is ticking for you to obtain your settlement loan!

A good broker will never suggest that you retain a new attorney, even if you have a particularly uncooperative attorney. However, without your attorney's cooperation, you will be unable to obtain the lawsuit loan. To obtain the settlement loan both your cooperation and your attorney's cooperation will be essential!

If your attorney requires a signed Release of Medical Records prior to releasing medical records to your broker, your broker will obtain the requisite form, submit it to you, and request that you sign it and return it to your broker as quickly as possible.

Ideally, your attorney will submit the documents following the initial contact. Once the documents are received, the broker must review the documents received to determine which broker may be most appropriate for your lawsuit loan request. Once that information is obtained, a competent broker will select a funding-source most applicable to obtain your pre-settlement loan.

Want to find out more about obtaining a lawsuit loan? If so, please visit our site on how to choose the best lawsuit loans for your needs.

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Tuesday, December 1, 2009

Injured In A Car Wreck? Feeling Pressured To Settle Your Lawsuit As Christmas Approaches? Don't Panic! A Lawsuit Loan May Be Just What You Need.

If you've sustained injuries as a result of a car accident, slip-and-fall, industrial accident, etc., you may be asking yourself, "Should I accept that lousy offer to settle my claim? Christmas will be here before I know it. How am I going to make ends meet?" Don't panic! You may be able to obtain a settlement loan that provides just the relief you need.

Obtaining a lawsuit loan is fast, simple, and painless! Unfortunately, most plaintiffs are unaware that such relief exists. Furthermore, most attorneys aren't aware of them. Insurance companies, particularly those responsible for paying for damages those whom they insure inflict, hope you never hear about settlement funding. A plaintiff's ability to remain in the fight until a fair settlement is offered is an insurance company's worst nightmare!

You're at a stoplight, minding your own business, and another vehicle runs into you. Not only does the impact damage her vehicle, but it also injuries you. Now, the individual at fault wants to force you into accepting a ridiculously low offer. In many instances, the offer made would not even provide adequate repairs to your vehicle.

Yes, with all of these frustrations, who wouldn't be tempted to settle for a ridiculously low offer just to end the nightmare? Well, you don't have to accept the inappropriate offer tendered by an insurance company. With a lawsuit loan, you will be able to stay in the fight until an appropriate offer is either made or you have an opportunity to have your day in court.

However, settlement funding doesn't fall from a tree! You must initiate the process by contacting a settlement loan broker to obtain information regarding the viability of your claim. Credible brokers attempt to work closely with you in an effort to find lenders that will provide the attention you need and interest rates that won't be usurious.

Although Christmas is a time for great joy and excitement, for financially-burdened individuals, it is often a season of dread! Lawsuit loans may assist you in relieving some of the financial burden. If you are feeling financially strained, you're encouraged to consult with your attorney regarding the status of your case on a relatively frequent basis. You are also encouraged to let your attorney no that the financial burdens confronting you seem overwhelming and you would like to consider obtaining settlement funding.

You may apply for a lawsuit loan quite simply. Most such applications are submitted online. Once you've applied for the loan, the broker you contacted the follow-up with you in an effort to obtain requisite information. The broker will also need to talk to your attorney as quickly as possible and obtained much-needed documentation prior to processing your loan request. You will speed this process along if you contact your attorney, asking your attorney to work closely with the broker in obtaining a settlement funding as quickly as possible.

Don't allow the insurance carrier to treat you unfairly! Contact a broker today to determine whether you qualify for a lawsuit loan to assist you in meeting the expenses you now face!

Need more infofmation about lawsuit loans? We've got more and will help you find out all about obtaining a settlement loan and what it can do for you.

Tuesday, November 24, 2009

Is A Lawsuit Loan Available To Individuals Who Have Suffered A Loss As A Result Of Wrongful Death? Are You Facing Legal Challenges And Mounting Expenses As A The Result Of The Negligent Acts Of Another? (Part 3)

A wrongful death action seems to fly in the face of convention. Under common law, a deceased individual, due to the obvious inability to file a lawsuit on his/her own behalf, had no course of recovery for the harm that resulted in death. Therefore, a legal loophole arose. It was necessary to create laws that would address the issue of wrongful death to allow those harmed as a result of a loved one's death an opportunity to recover for damages sustained.

It is important to keep in mind that there is a significant distinction between criminal and civil actions. In criminal actions, the standard of proof is quote beyond a reasonable doubt." In a civil action, the arena in which a wrongful death claim may be brought, the standard of proof is "preponderance of the evidence." (It is interesting to note that in the United Kingdom, the standard of proof is "on the balance of probabilities.") In many instances, lawsuit loans will be available to individuals who wish to bring a civil action to obtain recovery for the wrongful death.

It is the standard of proof that must be satisfied in a civil action that makes a wrongful death claim a claim with the greater likelihood of a successful prosecution. (As previously stated, the filing of a civil action does not preclude the simultaneous pursuit of an action in a criminal court. Of course, criminal actions must be prosecuted by the state.)

It should be borne in mind that the two actions are not mutually exclusive (e. g., O. J. Simpson). The individual who caused your loved one's death may be pursued both criminally, viz., in a criminal court, and in a civil court. In a criminal case, a conviction is sought. In a civil matter, in most instances, monetary recovery is the goal. When pursuing a civil action, a lawsuit loan may be just what you needed.

It is important to note that a wrongful death claim is the only recourse available when your loved one's death results not from another individual's actions, but rather as a corporation's actions. An example of this is the fact that many families have tried over the years to pursue tobacco companies for criminal conduct, to no avail. However, many families have found success in pursuing tobacco companies in several courts.

Your grief is too much to bear! You find that your expenses keep climbing higher and higher! Your loved one is no longer around to assist you in meeting your day-to-day expenses. What options are available to you? In such instances, lawsuit loans can often provide much-needed relief in addressing the concomitant financial-distress.

Don't be so quick to give up on pursuing that wrongful death claim! If your decision is being made due to a lack of financial resources, you cheat yourself if you fail to look into obtaining the lawsuit loan to assist you to enable you to pursue the individual responsible for causing your loved one's death.

Need more infofmation about lawsuit loans? We've got more and will help you find out all about obtaining a lawsuit loan and what it can do for you.

Have You Suffered Loss As A Result Of A Wrongful Death Action? Have You Found Yourself Inundated With Mounting Expenses As A Result Of That Loss? You May Find That A Lawsuit Loan Is Just What You Need! (Part 2)

Have you been confronted by a loved one's wrongful death? If so, you may have been surprised to encounter the lack of interest in the plight confronting you. If you encounter the individual who caused your loved one's death, you may be surprised to observe the antipathy this individual displays. It is very likely that the individual will engage in subterfuge to preclude having to suffer any consequences for his actions and avoid the long-arm of the wrongful death claim.

It is extremely difficult and painful to deal with your loved ones death. If another's negligence has resulted in your loved one's death, it can be even more painful. The pain of confronting your loved one's death when that death arose subsequent to an intentional act of another often seems too much to bear! Although it provides little emotional comfort, a lawsuit loan may be extremely helpful to you in dealing with mounting expenses that occur as result of your of your loved one's death. (It should be noted that filing a wrongful death action in a civil court against the individual who caused your loved one's death does not preclude prosecuting that individual criminally.)

Irrespective of whether your loved one died as a result of the work-related injury, motor vehicle collision, medical malpractice etc., you may find that you're able to pursue a wrongful death action against the individual and/or individuals responsible for that loss. If you determine that you do have a wrongful death claim, you may find it extremely helpful to pursue and obtain a lawsuit loan.

You should note that if the individual who caused your loved one's death is a family member, that family member may not be sued by other members of the decedent's family. (Simply because the individual who caused your loved one's death is a family member does not prevent that individual from being pursued in a criminal action.) State law will determine when, and if, he blood-relative may bring a wrongful death action in civil court.

Historically, most common law jurisdictions provided no right to recover civil damages for loved one's a wrongful death. However, some jurisdictions have always recognized a common law right to recovery for wrongful death. Such determinations are contingent on the conclusion that allowing individuals to file a wrongful death claim does not violate public policy.

Each state's wrongful death statute will vary from that of another's. Hence, it is extremely important that the most appropriate jurisdiction in which to file a wrongful death claim is carefully considered. It is in such cases that a knowledgeable attorney, experienced in handling such cases, will make a world of difference to you with respect to the outcome of your claim. Lawsuit loan may be necessary to assist you in retaining the attorney best-suited for your claim.

Want to find out more about obtaining a lawsuit loan? If so, please visit our site on how to choose the best lawsuit loans for your needs.

Friday, November 20, 2009

Are You Facing Legal Challenges And Mounting Expenses Due To The Wrongful Death Of A Loved One? Do You Qualify For A Lawsuit Loan To Assist With Those Expenses? (Part 1)

It goes without saying that after wrongful death, nothing can ever replace the loss of loved one. However, in the United States, loved ones may seek monetary compensation to obtain some measure of justice in such cases. These cases require diligent search to determine the precise cause of death, as well as those/what caused the death. Obtaining a lawsuit loan in such cases may substantially reduce the financial burden to which victims are subjected

There are many things to consider in wrongful death cases. There certainly is merit in attempting to preclude subjecting others to the fate you suffered. It is also true that many view the compensation obtained as a memorial to their lost loved one.

There are myriad reasons individuals pursue wrongful death cases. Many individuals have pursued these actions as a memorial to their loved one. Others pursue such actions to prevent the negligent party from harming others. In many instances, such cases are pursued to recover expenses incurred, which include such things as medical expenses, funeral cost, and lost wages. Lawsuit loans may be extremely helpful in such instances.

When the death occurs as a result of an ongoing issue, such as a doctor who consistently engages and negligent activities during surgery, filing a wrongful death suit may prevent others from suffering the same loss. Such actions often reduce the pain of loved ones. Additionally, it is a way to honor your lost loved one in and to make the world a safer place.

There are several factors one needs to keep in mind when filing wrongful death case. You must be aware of the statute of limitations. Statute of limitations is the time during which such actions may be brought. This time frame varies from state to state, but is often relatively short (2 years). Although this seems like a relatively short period of time, this is just the time during which one may file the action. It is because of this, the lawsuit loan is often beneficial in assisting the plaintiff in handling ongoing expenses.

Retaining a knowledgeable attorney who is competent in handling wrongful death cases will be important to the plaintiff. In addition to understanding the facts of the case, the need to make determinations as to the cause of death, responsible parties, causes of action that are available, etc., and your attorney must also determine the proper jurisdiction in which to file such an action. The selection of the proper jurisdiction can make a true menace amount of difference in the outcome of such cases.

Time races on. Each day, you find yourself further behind due to mounting expenses. You are haunted by the fact that the negligent actor has suffered no known cause consequences as a result of the negligent action. However, you feel is the simply don't have the money to pursue the individual who caused the death of a loved one. These are ideal cases in which to seek a lawsuit loan to assist you!

Are you confused about obtaining a lawsuit loan? Please stop by our site to find out all about the benefits of obtaining lawsuit loans and what they can do for you.

Wednesday, November 18, 2009

Have You Been Injured Due To Medical Malpractice? Are You In Need Of A Lawsuit Loan? (Part 4)

In our previous articles, we laid out several elements that are required to pursue medical malpractice claims. The threshold element that must be satisfied to bring such a claim is that a medical provider failed to conduct his/her practice in a manner consistent with established standards for providers of that same specialty. Additionally, the plaintiff must demonstrate that they suffered harm as a result thereof. In the absence of the foregoing elements, a medical malpractice claim is extremely unlikely to prevail. Furthermore, the efforts expended to obtain a lawsuit loan would be, in almost all cases, be futile.

We also discussed the need to, in addition to the harm, demonstrate damages. We discussed ways in which those damages may be determined, as well as the layers of review to which those damages will be subjected. It will be those damages on which the ultimate value of the claim will be assessed.

In this particular article, we will discuss the ways in which liability may accrue against various medical institutions (e. g., hospitals, clinics, and physicians' offices). We will also turn our attention, just briefly, to liability that may accrue against various manufacturers (e. g., drug manufacturers, instrument manufacturers, etc.).

Bringing a claim against an institution is unlike that of bringing a claim against the provider. It is assumed that the provider has a fiduciary duty to patients presenting for care. However, in bringing a medical malpractice claim against an institution, the plaintiff must first demonstrate that that the institution had both a fiduciary duty to and breached that fiduciary duty to the plaintiff. Being a fiduciary merely implies the requirement to hold something in interest (e. g., duty to individuals to provide care and, in many instances, protection). Institutions often mistakenly believe that they may cavalierly bill for physicians' services, while, at the same time, ignoring its responsibility to the individuals seeking care in those institutions.

It should be noted that all institutions in which medical services are performed are required to adhere to regulatory standards. One may simply look at the regulatory standards established for hospitals (OSHA) - entities that are subjected to heavy regulation regarding privileges granted to physicians and/or surgeons, nurses, medical technicians, instruments that may be used, and administrative procedures. Furthermore, the clinics in which medical services are performed must adhere to strict regulations with respect to both the nature of services performed and the individuals who can perform services in those facilities. Physicians' offices, likewise, are also heavily regulated (e.g., signage that may be posted, individuals who may perform services in those facilities, the level of supervision required for services performed, etc. However, it is imperative that you recall that he first two elements identified in this article lists the satisfied prior to pursuing a claim against the institutions. Additionally, it is extremely unlikely that a lawsuit loan will be available to individuals who have not established those first two elements.

Although the level of scrutiny is much different for products manufactured, it is quite evident that the strict standards exist with respect to such products. Rigid standards have been established with respect to the manufacturing of any medication that may be prescribed, medical services that may be performed, sanitization methods, the manner in which patients are to be transferred from one station to another, etc. It is important to realize that a breach of any of these elements, when combined with satisfaction of the first two elements identified herein, may be sufficient to justify a medical malpractice claim against the manufacturer. Additionally, you may anticipate the lawsuit loan will be made available within a meritorious claim.

Yes, a medical malpractice claim is very complex and customarily very expensive! These expenses arise out of numerous factors. A few of those factors would include medical services performed, the need to retain an attorney who is both experienced and qualified to handle medical malpractice claims, the need to retain a medical expert, in some instances, the inability to continue working as result of the damages incurred, etc. Many of these patients become overwhelmed with the ongoing expenses. However, one should take comfort in knowing that a lawsuit loan will be available in many of these cases to assist plaintiffs as they navigate this very complex and expensive route. Sadly, many plaintiffs are unaware that lawsuit loans are available to assist them in such instances. The lack of awareness of such settlement funding, results in many plaintiffs merely abandoning their claims due to their financial limitations.

Need more infofmation about lawsuit loans? We've got more and will help you find out all about obtaining a lawsuit loan and what it can do for you.

Monday, November 16, 2009

Have You Been Injured Due To Medical Malpractice? Are You In Need Of A Lawsuit Loan? (Part 3)

Previously, we defined medical malpractice. Additionally, we identified some of the elements involved in bringing such a claim. The elements identified were necessary to bring a successful action against the provider. The elements identified will also be essential if you wish to obtain a lawsuit loan to assist with that pursuit.

In this article, we will discuss some of the issues that are relevant in bringing a claim for injuries occurring as a result of the provider's negligence. In the next article, we will discuss issues related to claims that are against the institutions in which the services were performed, as well as manufacturers, etc.

To meet that initial threshold, you must first demonstrate that the provider failed to adhere to the standards of care established for providers in the provider specialty. You must also demonstrate that you suffered harm as a result thereof. It is not sufficient, in most instances, that you merely suffered harm. You must also be able to demonstrate that the damages arose out of the provider's negligence. It will actually be a calculation of the extent of damages sustained that will determine the value of your claim. It will also be the amount of the damages calculated that will determine whether you qualify for a lawsuit loan and, if so, how much that will be.

The damages claimed will be reviewed by multiple parties. Your attorney will want to review the records, as well as the damages identified, to determine whether you have a case worth pursuing. To determine whether your opponent agrees with your assessment, it will also be necessary for the defendant to review the damages identified. The payer, in almost all cases an insurance carrier, will also demand to review the damages claimed. If the case proceeds, the judge assigned to your case will review the damages to determine whether the case has sufficient merit to make it to the courthouse. If the case does go to trial, and a jury is requested, it will be the jurors who ultimately determine the amount of damages sustained.

Recordkeeping will be very important in this phase. It will also be likely that you will need to retain a medical expert to credibly review the records and assess the extent of damages arising as a result of the medical malpractice.

It is pain and suffering to which plaintiffs often initially turn their attention. However this is an element that is customarily reserved for the final determination. Typically, the most important elements will involve medical expenses, such as hospital bills, ambulance services, medical supplies, etc.

Other issues may also need to be considered such as lost wages, lost earning capacity, loss of consortium, attorneys fees, court costs, transportation costs, etc. Furthermore, if you sustained permanent injury, you will be required to obtain either an impairment- or disability-rating. These assessments must be made by a licensed and qualified medical provider.

The foregoing are just a few of the issues that must be assessed when filing a medical malpractice claim against the provider. It will be vitally important for you to carefully maintain records with respect to expenses incurred. It will also be vitally important to keep records that clearly identify the procedures performed at the time you were either in a hospital, clinic, or physician's office.

These cases are extremely complex. A medical malpractice attorney experienced in such cases will often play a significant role in whether you're able to succeed in this claim. These cases are often very expensive to bring and, unfortunately, many litigants wind up dropping these cases because they feel as though they don't have the financial-resources to continue. It is unfortunate that many litigants aren't aware of the fact that they may be eligible for a lawsuit loan to permit them to pursue their medical malpractice claim.

Are you confused about obtaining a lawsuit loan? Please stop by our site to find out all about the benefits of obtaining lawsuit loans and what they can do for you.

Sunday, November 15, 2009

Have You Been Injured Due To Medical Malpractice? Are You In Need Of A Lawsuit Loan? (Part 2)

Like many, you may be wondering how to define medical malpractice. This act occurs when a healthcare provider fails to exercise that degree of care and skill required by other physicians and surgeons of the same medical specialty. If these standards are not followed, malpractice may have occurred. However, medical malpractice will only have occurred if the individual is harmed. If the individual is harmed, and if the individual who sustained that harm is willing to pursue a claim against the providers, they may be eligible to obtain a lawsuit loan to assist them in pursuing this action.

When healthcare professionals (e.g., doctors, nurses, et al.) fail to meet the above-referenced standard, an act of medical malpractice may have occurred. If such an act occurs, the individual against him the act was consummated may be eligible to file a medical malpractice claim. If so, the individual may find it necessary to obtain a lawsuit loan.

If the provider's conduct does not fail to meet the standard established for those with similar training and expense, irrespective of the harm the patient may sustain, medical malpractice cannot occur. Remember, if no harm occurs, there is no claim.

Most of these actions are filed against doctors who failed to exercise reasonable care and judgment in the treatment of the patient. The goal of such a suit is to obtain compensation for resultant injuries. The suits are time-consuming and costly for both the doctors and the plaintiffs. It is the fear of malpractice that is considered to be a tool designed to keep medical physicians from engaging in negligent acts while providing care to patients.

The suits place the burden on doctors to conduct their practices in a manner that will not harm the patients who present to them for treatment. This burden is also considered a quality-control measure. The belief is that if doctors are required to compensate patients for mistakes committed while performing care and treatment to those patients, the provider's will exercise more caution when providing those services. Unfortunately, due to the protracted nature of these cases, lawsuit loans are often necessary to enable plaintiffs to pursue such.

As we stated in our previous article on this topic, an attorney familiar with medical malpractice cases is often essential. An attorney familiar with this process will assist you in navigating your claim through the legal system and in the fastest and most equitable manner. A knowledgeable medical malpractice attorney will work closely with the hospital employees, notifying them of applicable laws, in an effort to obtain requisite records as quickly as possible. A knowledgeable attorney will also be acquainted with reputable medical experts upon whom you may rely to obtain an accurate assessment when prosecuting your case. Most experts require that a retainer be paid. Therefore, it is common, in many instances, necessary to obtain the lawsuit loan to do so.

Remember, being a licensed health care provider does not give that provider permission to commit malpractice. Frequently, individuals mistakenly believe that because they've signed a consent form, that the provider has no liability for acts of malpractice. It should be noted that the duty to exercise due-diligence in providing treatment to patients is considered a non-delegable duty.

We will conclude this article by identifying two of the key elements required to successfully bring a malpractice claim. The first element is that the healthcare provider failed to exercise the degree of care and skill required by other physicians and surgeons of the same medical specialty. The second element is that the individual to whom the services were provided was harmed as result of those services.

To succeed in such an action, many other elements must be addressed. In future articles, we will address some of those additional elements. Additionally, in bringing these actions, the plaintiff will often find that it is essential to obtain a lawsuit loan to keep from being inundated by ongoing expenses.

Are you in need of information regarding the best deal on a lawsuit loan? If so, we encourage you to visit us to obtain information regarding the benefits of lawsuit loans today.

Have You Sustained Injuries As A Result Of Medical Malpractice? Are You Wondering Whether You Would Qualify For A Lawsuit Loan? (Part 1)

Millions of people have sustained injuries, and an untold number of individuals have lost their lives, as a result of medical malpractice. Unfortunately, these cases can be very expensive to bring against the providers and/or institutions responsible for the medical malpractice. These expenses create the need to obtain a lawsuit loan to allow the plaintiff to pursue the case through to its conclusion.

It is often thought that most medical providers carry malpractice insurance. In fact, many states require physicians and/or surgeons to carry medical malpractice insurance. Unfortunately, many physicians and/or surgeons refuse to carry such insurance, thinking that, in many cases, they will be shielded from having to deal with medical malpractice.

It is important for you to realize that if you have been injured as a result of medical malpractice, most states have a relatively short period of time during which an action against the provider may be brought. This is due to a myriad of factors. However, it is important for you to realize that you must obtain medical records and gather the information as quickly as possible. It will also be necessary for you to retain, in most instances, an attorney who actually specializes in handling medical malpractice cases.

A medical malpractice case is not a case in which you would want to retain an attorney who has no expertise in this particular area. Many insurance carriers hotly contest such claims. Additionally, it is often necessary to deal with adversarial elements in hospitals and/or clinics at which the services may have been performed and at which the medical malpractice occurred.

You must demonstrate more than merely being injured as a result of the medical procedure. You must clearly establish that you were injured as a result of the physician's and/or surgeon's negligence. To establish this fact, you will be required to retain a medical expert, an expert who either specializes in or is proficient in the area out of which the malpractice occurred. These are just a few of the factors that make it necessary for most plaintiffs to obtain a lawsuit loan in bringing these actions.

Another reason that it is necessary for you to retain an attorney who has experience in the area of medical malpractice is the fact that the medical records are intended for their physicians, not lay individuals, to interpret. (The records will ultimately need to be interpreted by an expert in the particular area out of which the malpractice occurred.)

In Part II, we will identify specific elements that must be addressed when pursuing a medical malpractice claim. We'll also discuss critical elements that will be required to assist you in obtaining that much-needed lawsuit loan to permit you to pursue your claim against the provider.

Do you need help obtaining your lawsuit loan? If so, please visit our site and discover how to choose the best lawsuit loans for your needs.

Friday, November 13, 2009

Does A Lawsuit Loan Cost Or Pay?

The cost of a lawsuit loan is the question most applicants ask when they visit our site. The problem with the question is that it doesn't really make sense! It is the wrong question to ask for those individuals seeking settlement funding.

Remember, you will not be negotiating your settlement in a vacuum. When you file your claim, it is very unlikely that the other party is going to readily admit liability. As an expert witness, I've testified in more than 100 personal injury cases and have never encountered a situation in which the defendant readily admitted liability if the case actually goes to trial.

As the plaintiff, you will be amazed at the fact that the party who readily admitted liability when the incident occurred, now denies any liability whatsoever once you seek compensation for damages/injuries sustained. Frequently, you will find that the other party is now attempting to assign liability to you. It should come as no surprise that the other party is not willing to admit liability once litigation is underway. That's why they call it an adversarial system.

When you file a claim against an individual who causes you harm/injury, it is likely that the individual will have an insurance carrier that will proffer a defense of its insured's actions. Frequently, the attorney who defends the individual against whom you file your claim meets the defendant for the first time at the courthouse.

It would be extremely helpful for you to realize that the defense attorney's motives have nothing to do with the party against whom you filed your claim. The defense attorney's motives are purely directed at the insurance carrier that is paying the bill. Of course, I'm fully aware of the fact that the defense attorney formally represents the party against him he found your claim. However, this is a sham.

Insurance carriers are held in such disdain that neither you nor your attorney will be permitted to even acknowledge that it is the insurance carrier that is, in actuality, denying your claim in the jury's presence. A mere mention of that fact may serve as a basis for a mistrial.

Hopefully, this article will dispel any notion that you may have had that the insurance carrier is interested in seeing to it that she obtained a fair-and-equitable settlement. In fact, the insurance carrier doesn't want to pay you a dime on your claim. If it weren't for this fact, no suit would have been filed. If it weren't for this fact, your case would not be dragging on, in many cases, for years. It is at this point which are options are customarily limited to either accepting in reasonable settlement offer the insurance carrier makes, or obtaining a lawsuit loan that would permit you to pursue the action to an appropriate conclusion.

Does a lawsuit loan cost or pay? You decide.

Are you confused about obtaining a lawsuit loan? Please stop by our site and find out all about the benefits of obtaining lawsuit loans and what they can do for you.

Thursday, November 12, 2009

If I File A Qui Tam (Whistleblower) Action, Will I Qualify For A Lawsuit Loan?

The Qui Tam Information Center identifies qui tam is a provision of the Federal Civil False Claims Act (1863) that permits private citizens to file a lawsuit on behalf of the United States government. The claims allege fraud by government contractors and/or others who have either received government funds were engaged in abuse of government funds. The act allows private citizens to share in the amount recovered.

Qui Tam is a term that is used in Law to connote whistleblower protection laws. The protection provided is for those individuals who notify the government of their suspicions of fraud and/or abuse. The term's origin is from the Latin expression "qui tam pro domino rege quam pro se ipse." The phrase literally asserts "he who sues the king as for himself."

Such actions frequently occur in situations in which employees report fraud and or/abuse in which their employers have engaged. The federal law, out of which the concept of whistle-blower emerged, the False Claims Act (1863, revised in 1986), was intended to combat fraud during the Civil War in which suppliers to the federal government engaged. As a result of the benefits the government derives from these actions, individuals who bring such actions may receive a percentage of either any money recovered or damages identified in the fraud exposed.

Private citizens generally file such actions on behalf of the government. The purpose of which is to prevent fraud and abuse. To assist the individual who brings such an action with expenses incurred during the process of litigation, a settlement loan may be required.

Individuals who bring such suits are also called relators. When such cases are filed, the relator need not have been personally harmed by the defendant's conduct. Additionally, the False Claims Act allows the relator to recover 15-30% of any settlement amount. Furthermore, the statute provides for payment of attorney's fees. (Attorneys are required to bring such lawsuits, due to the fact that these cases are brought on behalf of the government and may only be prosecuted by an attorney.)

By providing private citizens both the knowledge and resources needed to combat such egregious acts, the act can be a very active tool. It is an unfortunate reality, however, that individuals who are sufficiently courageous to bring such actions are often subjected to a great deal of persecution in the workplace. It is important to realize that such individuals should be commended for their willingness to speak out against such fraud and abuse, and admired for taking actions that many citizens simply would not.

Unlike customary claims, these are actions that the government may elect to pursue against the entities identified. If this is a situation, the relator who initially brings the action to the government's attention would undoubtedly serve as a great resource for the government and the prosecution, but would not dare the legal expenses incurred with bringing such an action. The lawsuit loan may not be appropriate in such cases.

Significantly, if the government chooses not to prosecute the case, the relator may still be able to pursue a civil claim against the abusers. In such situations, the lawsuit loan is often required to enable the individual to continue in the prosecution against the entity against which they claim is brought.

It should also be recalled that a myriad of expenses arise once the claim is filed. While it is true that the whistleblower does have protection under the law from wrongful termination, employers often initially ignored this provision. During such times, relator's resources often quickly vanish.

Congress enacted this law in order to effectively identify and prosecute government waste and abuse, and to address issues related to fraudulent activity in which government-related entities may be involved. The issue of whether a lawsuit loan would be required in such instances involves an investigation of myriad factors. While awaiting the government's decision and action, the individual filing such a claim continues to have expenses, not to mention impediments that often occur with employment.

Under the Act, whistle-blowers also receive protection from wrongful termination. Additionally, the Act allows for reinstatement with seniority, double back pay, interest on back pay, compensation for discriminatory treatment, and reasonable legal expenses. Once again, it is the delay between the date on which the wrongful termination occurred and the date on which reinstatement is achieved that creates a tremendous financial burden on the claimant. It is during this interval that a lawsuit loan may be required.

To bar reprisals against those who expose government fraud and abuse, Congress adopted this legislation in'78. Unfortunately, due to the widespread harassment and wrongful termination of employees who reported such fraud and abuse against their employers, it was necessary for Congress to strengthen its position to protect whistleblowers in'89. Following the enhanced protection, many states have adopted specific employment laws addressing the issue of discrimination against such employees.

As your expenses mount, will often find it necessary to obtain a lawsuit loan to obtain relief from your ongoing financial burden. If such a time it does arrive, make certain that you review your options very carefully to obtain settlement funding appropriate for your needs.

Are you in need of information regarding the best deal on a lawsuit loan? If so, we encourage you to visit us to obtain information regarding the benefits of lawsuit loans today.

Monday, November 9, 2009

Have You Been Subjected To Sexual Harassment In The Workplace And Wondering Whether You Would Be Able To Obtain A Lawsuit Loan To Assist You In Pursuing Litigation Against Your Employer? (Part 3)

If you would like to provide some tips to the harasser on how to avoid engaging in such behavior, you are encouraged to advise them as to the following: (1) treat individuals as they wish to be treated, not as you think they want to be treated; (2) ask yourself whether there is equal initiation and participation when interacting with other individuals; and (3) avoid violating other individuals' space without first obtaining permission.

It is also important that you avoid standing too closely to employees, as well as engaging in inappropriate touching of those employees without first obtaining their permission. Many individuals will be offended if you do so without first obtaining their permission. In most instances, such conduct would not be deemed appropriate unless you and the other individual had already established a close friendship. Such activities may, and often do, serve as grounds for litigation against the employer. They are also likely to serve as a basis to allow the offended employee to qualify for a lawsuit loan to pursue such an action against the employer.

It is important to keep in mind that relationships will change over time. Simply because behavior may have been appropriate in the past does not mean that conduct is appropriate at the present time. This is oftentimes simply a matter of the way in which the relationship has changed with time. If you are uncertain, you should always ask the other individual that such conduct is appropriate at the time in which he engage therein.

For those in managerial positions, you are advised to act in a prudent fashion. Individuals in such positions should limit compliments to employees' performance in the workplace, rather than employees' personal appearance. Additionally, it would be a rare instance in which it would be appropriate for an individual in a managerial position to comment on other employees' attire. You may qualify for a lawsuit loan to pursue an action against the employer due to a doctrine in law that makes the employee or, in many instances, liable for its employees' conduct.

You may find a lawsuit loan is just what you need to assist you in pursuing litigation against an employer to bring cessation to such inappropriate conduct in the workplace.

Want to find out more about your lawsuit loan? Then visit our site on how to choose the best lawsuit loans for your needs

Saturday, November 7, 2009

Are You Being Subjected To Sexual Harassment In The Workplace? Are You Curious To Know Whether You Would Qualify For A Lawsuit Loan? (Part 2)

This article has been prepared for those who've been subjected to sexual harassment in the workplace and are wondering how to stop such abuse. Significantly, approximately 80% of harassment is unintentional. Furthermore, this unintentional harassment is often terminated simply when the individual is notified that such behavior is inappropriate and unwelcome. One of the key questions that will be asked of you if you do seek a lawsuit loan is whether you notified the individual who engaged in such conduct inappropriate.

Frequently, it is determined that the individual who has engaged in such inappropriate behavior had good intentions, believing that they were actually complimenting the individual to whom the comments were directed. It is the perception of the individual to whom the compliment is directed that determines whether harassment has occurred.

Informing individuals in a clear, firm tone that you find such conduct inappropriate, is a way you may protect yourself from such behavior. Furthermore, in such instances, it would be appropriate to notify the individual how it is that you intend to be treated in the workplace. If you do notify individual of the manner in which you intend to be treated, and the individual ignores your notice of this fact, such willful refusal to adhere to your request may enhance the value of the claim for which you seek a lawsuit loan.

It is first necessary to determine whether your employer has a sexual harassment policy. If the employer does have such a policy, you're encouraged to follow the steps identified in the policies/procedures related thereto. Failure to notify the employer via the mechanism provided may severely compromise your claim. Failure to notify the employer may also bar liability against that employer.

It is essential that you notify your employer of the offensive conduct, irrespective of how you feel about notifying the employer of same. The strength of your claim will be greatly diminished if you fail to do so. You'll find you will be unable to obtain a lawsuit loan if you weaken your claim by failing to follow the procedures established.

In addition to sexual harassment that occurs in the workplace, work-related harassment may also occur outside the office. Such work-related harassment includes situations such as those taking place at work-related social gatherings, work-related functions, conferences attended on your employer's behalf, workshops, and training sessions attended during work-assignments outside the office.

It is also important to realize that sexual harassment may occur in the course of work-related travel, and is also in violation of Title VII. Significantly, sexual harassment may also occur during employment-related responsibilities involving telephone calls and/or electronic media. In cases in which you're able to retain an attorney to represent you in a sexual harassment case, you're likely to be able to obtain a lawsuit loan to assist you with finances that arise during the course of litigation.

We will discuss tips that you may provide to those individuals engaging in offensive conduct in Part 3 of this series. Additionally, we will discuss key-strategies involved in strengthening your claim and also assisting you in ensuring that you're able to obtain the lawsuit loan that you need to enable you to meet the expenses that are ongoing during the course of litigation

Looking to find the best deal on a lawsuit loan, Then visit us to obtain information regarding the benefits of lawsuit loans today.

Friday, November 6, 2009

Have You Found Yourself Subjected To Sexual Harassment In The Workplace? Have You Found Yourself Working In A Hostile Environment? Perhaps, The Lawsuit Loan Would Assist You In Pursuing The Harasser (Part 1)

The article which follows was written for those who find themselves subjected to sexual harassment in the workplace. This article is intended to assist individuals in identifying whether they’ve been subjected to some form of sexual harassment in the workplace and, if so, what are the steps that may be taken. It also identifies what must be satisfied to obtain a lawsuit loan.

The first step you should take is to identify whether the conduct about which you are concerned actually constitutes harassment. The Equal Employment Opportunity Commission states that unwelcome sexual advances, requests for sexual favors or any conduct of a sexual nature is morally wrong, unethical and unacceptable in the workplace. This is the first step in obtaining a lawsuit loan to assist you in pursuing a claim against the harasser.

Many times employees either submit to or find themselves having to reject such advances, worrying that such behavior will defeat any claim for harassment in the workplace. However, if an employee either submits to her rejects these advances, those actions may not be used against the employee as a basis on which employment decisions would be made. Furthermore, such advances should never be used to either intimidate or subject to the employee to either a hostile or offensive work environment. It makes no difference whether the conduct was intentional or unintentional.

Essentially, there are two types of sexual harassment. The first type is “quid pro quo.” This form of harassment involves giving something given in exchange for something else. A “hostile work environment” is a second type of sexual harassment that is often found in the workplace. Either one or both would qualify for a lawsuit loan.

Quid pro quo harassment rises in situations in which a basis on which employment decisions are made includes having the employee either submit to reject certain conduct that constitutes sexual harassment. This form of harassment occurs when either the employee’s submission to or rejection of such advances is used as a criterion in assessing the employee’s work performance. This conduct must be engaged in by someone in a position to influence such decisions, such as supervisors, managers, or others who possesses such authority.

If the situation occurs in the workplace specifically for the purpose of interfering with an employee’s work performance, or has such an effect, a hostile environment has been created. A hostile work environment is created any time either an intimidating or offensive workplace is created for a specific employee. Unfortunately, employees often feel as though they cannot afford to pursue an action against the harasser, and just put up with the egregious conduct. A lawsuit loan may significantly change this situation.

This conduct is in violation of Title VII if the actor intends to create a hostile work environment and succeeds in doing so. However, it is important to note that such conduct may constitute a hostile work environment, even if the actor did not intend to create such an environment, if the conduct is prohibited under Title VII.

In the next article, we will attempt identify effective ways in which you may address such conduct and put a stop to it! A lawsuit loan is often the lifeline one needs to put a stop to such behavior.

Want to find out more about a lawsuit loan, then visit our site on how to choose the best lawsuit loan for your needs.

Wednesday, November 4, 2009

Lawsuit Loan: I've been involved in a car accident. Am I eligible? (Part III)

40 thousand Americans lose their lives every year in car accidents! Insurance carriers fight tooth-and-nail to avoid paying these claims. A lawsuit loan is often a must for anyone injured in a car accident.

A car accident can occur as result of heavy traffic. In many instances, they may also involve collisions with commercial vehicles (e.g., semi- trucks).

The most common cause of personal injury lawsuits is car accidents. If you're interested in obtaining a lawsuit loan, the car accident is the ideal candidate.

Car accidents result in numerous types of injuries. Injuries involve broken bones, neck and back injuries, injuries to soft tissue (e.g., muscles, ligaments, and tendons) whiplash, and brain injuries.

Due to the increased dependency on cars for transportation, you're very likely to be involved in at least one car accident in your lifetime. Car accidents are very stressful situations and need to be handled with both discretion and care for, among other reasons, liability and peace-of-mind purposes.

There should be no doubt that the insurance carrier will devote vast resources to defend its insured. It would be a rare instance in which an insurance carrier would offer to pay your claim without putting up a fight. Therefore, these cases very frequently require the services of an attorney.

Your ability to obtain a lawsuit loan will depend, in large part, to your ability to control communications with the insurance company.

In many instances, prior to retaining an attorney, individuals have a tendency to acquiesce to and insurance carriers demand that a statement be provided under oath. Too often, this results in a situation in which the insurance carrier is able to deny liability for injuries/ damages resulting from the car accident.

Remember, if you are involved in a car accident, you must remain calm. In order to take appropriate steps, you must plan in advance of the car accident. This simply means that you must be aware of your rights and obligations that will accrue at the scene of a car accident. It is also important for you to recall that irrespective of damages/injuries noted at the scene, it is very important that you notify the police. Without a police report, it will be extremely difficult, if not impossible, to establish liability.

Have you been involved in a car accident? If so, the lawsuit loan is very likely to provide the resources you need to survive the months ahead as you pursue your claim against the driver who both damaged your vehicle and caused your personal injuries.

Learn more about lawsuit loans. Stop by Dr. Tom Rhudy's site where you can find out all about the benefits of obtaining a lawsuit loan and what it can do for you.

Lawsuit Loan: I've been involved in a car accident. Am I eligible? (Part II)

Like many, you may be wondering whether you can afford to pursue an individual who crashes into your vehicle and injures you in the process! A lawsuit loan is, in many cases, available to you if you apply.

A car accident occurs every 5 seconds in the United States. Yes, they are very common and create more than a mere inconvenience.

Most people are unaware that car accidents are the leading cause of death for those under the age of 34 in the United States. Additionally, more than 3 million injuries result from them annually.

If you are injured in such an accident, what are your options if you reach an impasse with an insurance adjuster? It is at this stage that many are initially lulled into believing that the other person's insurance carrier really cares about them and is genuinely concerned that its insured fairly compensates them for their losses.

This all changes very rapidly when the victim encounters an insurance adjuster who gradually begins shifting responsibility to them. If you're not careful, they will have you paying them for the inconvenience you caused.

The number of car accidents is on the rise, and the extent of injury arising from such incidents is growing more and more serious, in many instances resulting in protracted personal injury lawsuits and litigation. A car accident is often very costly, as well as emotionally devastating and physically dangerous. A lawsuit loan is often very helpful in assisting you as you attempt to resolve issues related to this mess.

Car accidents claim the lives of over 40 thousand Americans and cause thousands of personal injuries each year. In fact, they are one of the leading causes of injury and death in the United States.

You've been victimized once due to someone else's negligence. Don't allow yourself to be victimized twice because you cannot pursue litigation. Consider a lawsuit loan. It may the much-needed solution you seek.

Want to find out more about settlement funding, then visit our site on how to choose the best lawsuit loan for your needs.

Lawsuit Loan: I've been involved in a car accident. Am I eligible? (Part I)

Car accidents cost the lives of over 40,000 Americans every year? In addition to deaths, they cause an untold number of personal injuries each year.

It is important to keep in mind that a car accident is one of the leading causes of injury and death in the United States. It is unfortunate that these cases, while they do occur very frequently, are often very complex, involving both personal injury law and insurance law.

A lawsuit loan may be obtained while awaiting your settlement, fortunately. It is significant to note that car accidents often result in some of the largest personal injury awards.

If you need assistance while you are awaiting settlement of your claim, you may find that a lawsuit loan is extremely valuable to you. These cases are fraught with frustrations, having to deal not only with the driver of the vehicle that not only caused damage to your vehicle, but also resulted in injuries to you and, oftentimes, passengers, you also have to deal with the insurance adjuster, defense attorney et. al.

It is important for you to remember that the insurance carrier has no desire to pay your claim. In fact, the insurance carrier has responsibility to its insured to pay as little as is reasonably possible on each and every claim it receives. This is one of the primary reasons that these cases are often times drawn out for months, if not years, necessitating the services of an attorney.

Remember, if you are in a car accident, remain calm. It will be necessary for you to maintain a clear-head to take the appropriate steps, and to minimize your liability.

Once you and others are out of harms-way, if possible, remember to call the police. A reliable source must be notified even in cases involving no obvious injury.

Prior to paying anything on the claim, the insurance carrier will need to establish liability. The lawsuit loan will customarily only be provided to a party if that party is not at fault for the car accident. Prior to making any determination as to whether a claim will be either paid or denied, the insurance carrier will investigate this issue very thoroughly. In such instances, the police report will prove to be a very effective verifiable instrument.

Looking to find the best deal on lawsuit loans, then visit us to obtain the best advice on how a lawsuit loan will benefit you.

Thursday, October 22, 2009

Settlement Funding - How Much Does it Cost?

Although customarily not the first question asked, it is a question on most, if not all, applicants' minds. Much to the applicant's consternation, there is no single answer to this question!

Costs incurred with settlement funding vary with the amount funded, complexity of the case, where the case is in the litigation process, the risks involved with the likelihood of a plaintiff's verdict, and length of each case. Once your application is submitted, you and your attorney will be contacted to discuss your case in an effort to ascertain the foregoing.

As with any situation in monies are advanced, efforts will be expended to minimize risks involved prior to funding your case. Many applicants fail to disclose previous funding obtained. Previous funding in a specific case is another factor taken under consideration to assess the cost inherent in providing settlement funding.

It is not infrequent that both applicants and attorneys are curious to know in what manner settlement funding will affect an recovery realized. Once again, there is no single answer, and many possibilities come to mind, a few of which we will discuss here.

It is possible that your case will settle for more than anticipated once the settlement funding is provided. The plaintiff, in this scenario, obtains a greater judgment and the attorney, in most cases, receives a higher fee.

In cases in which settlement funding is provided and the case settles for what you expected, the award is not affected and the attorney's fee remains unchanged. The advantage of obtaining settlement loans is that they allow you to pursue a larger settlement than may have otherwise been obtained if limited finances force you to settle prematurely.

If you have obtained a lawsuit loan and you recover less than anticipated, you, as well as all involved parties, will likely receive less than you may have otherwise. It is important to realize, however, that it is unlikely that the defendant would have offered as much as you ultimately recovered.

In the scenario in which you lose the case and there is no recovery, if you've obtained a lawsuit loan, you win! As a non-recourse instrument, settlement funding is only repaid if you obtain a recovery.

Learn more about settlement funding. Stop by our site where you can find out all about lawsuit loans and what they can do for you.

Wednesday, October 21, 2009

Settlement Funding and Your Options in Employment Discrimination Cases (Part II)

In order to obtain settlement funding for an employment discrimination case, one must first be an employee. What constitutes an employee under the law?

To be an employee, one must under the direction and control of an employer. It is immaterial whether the contractual agreement is either oral or written - an employment relationship may accrue in either instance. You must first satisfy this criterion if you intend to pursue a claim for which settlement funding is obtained.

Although the company for which services are performed may identify you as an independent contractor, if that company exerts sufficient control over the work performed, you may in fact be an employee. Company's are not permitted to engage in discriminatory practices, irrespective of whether you are either an employee or independent contractor. Pre-settlement loans are often awarded to claimant aggrieved in this manner in both classifications.

Certain states require an employee to work for an employer who regularly employs 5 or more people prior to that employee being protected by Discrimination Law. The minimum number of employees-requirement is customarily not applicable in harassment claims.

The vast majority of jurisdictions permit a claim against an employer for harassment even though the plaintiff is the only employee. Lawsuit loans are often provided to individuals filing claims for harassment although the employer has no other employees. It is also significant to note that, if the employer retaliates against the employee for filing a harassment cause of action, the employee may then sue the employer for this retaliation and obtain settlement funding for this separate complaint.

Many aggrieved employees want to know whether mediation works? The simple answer is, "Yes." Key to a successful resolution, however, is selecting the right mediator!

The right mediator is often someone who has either been a lawyer or a judge who has handled numerous cases similar to the case under consideration. The mediator should not be an individual who relies principally on a certain industry (e.g., Insurance defense) for most of the cases with which they have experience.

Yes, mediation may prove very useful, assuming both parties are reasonable, willing to proceed with confidence in the proceeding. An unreasonable party, however, whether it's you or the employer, often mandates a resolution through the courts. Whether you pursue mediation or the courts, settlement funding is often readily available!

Learn more about settlement funding. Stop by our site where you can find out all about lawsuit loans and what they can do for you.

Monday, October 19, 2009

Settlement Funding: Does Your Case Have What it Takes to Qualify? Part I

Why do we even refer to it as a lawsuit loan? It is clearly not a loan in any sense of the word! To be precise, we should refer to it as settlement funding, a form of funding provided in advance of settling your claim. One may even go so far as to refer to it as venture-capital.

An important aspect of this form of funding is the fact that the applicant bears no risk in this transaction, a benefit of having a non-recourse loan.

The process begins when the lender and applicant strike an agreement. According to the terms of your agreement, if you lose your case, you do not have to repay the loan. Many consider this form of funding, correctly so, as a no-risk type of financial assistance to which you have access while you are awaiting settlement.

Settlement funding may be provided for numerous types of cases. It is often instructive to understand not only the types of cases for which settlement loans may be obtained, but also some of the quirks involved with the specific type of case.

Personal injury suits very frequently occur as a result of motor vehicle collisions: Personal injuries of many types occur as result of incidents out of which this type of claim arises. On top of damage to the vehicle you occupied, there are, on many occasions, hospital bills, ambulance bills, and other medical expenses to pay. Due to the stakes involved in such cases, they are often not settled for years.


Cases involving injuries to children: Pre-settlement loans are often difficult to procure in these cases. As a result of many guardians attempting to settle these claims to satisfy their own interests, often at the expense of the injured child, the Court will occasionally appoint an attorney ad litem. The attorney ad litem is charged with representing the child’s interests, even when those interests are out-of-synch with the guardian’s.

Cases involving slip-and-fall: This is the most common mechanism that results in personal injury, many times requiring settlement funding. Many retailers will challenge every aspect of such claims, principally due to both their prevalence and cost.

If video-surveillance is available, as is true in many instances, a copy must be procured. In these cases, it is very important to clarify how the incident occurred, such as the surface on which the slip occurred, anything that may serve as an obstacle in your path and that resulted in your fall, etc.

In such cases, witness testimony can prove very useful and should be elicited if both possible and it will support your claim. One should never leave to chance details regarding the manner in which the incident occurred. Your chances of obtaining settlement funding are increased when you provide a complete description of the incident.

Want to find out more about settlement funding, then visit Dr. Tom Rhudy's site to find out if you qualify for asettlement funding for your needs.

Sunday, October 18, 2009

Lawsuit Loans are Readily Available in Employment Discrimination Cases (Part I)

Some of the circumstances in which claims arise as a result of alleged employment discrimination will be discussed in this article. In Part II, we will identify some of the common scenarios observed in such cases.

Most of us would like to imagine that such discriminatory practices do not occur in our society today. However, if you have had that rumination shattered due to such a practice, you may gain some comfort in realizing lawsuit loans are available and in many situations awarded in such cases.

This form of discrimination is protean in nature, taking many forms, and occurring in all kinds of work settings. A company's reputation is often adversely affected by employment discrimination. It also frequently negatively impacts the business's bottom-line. Settlement funding may be critical to your ability to pursue an action to address this harm.

Discrimination Law is a branch of the Law that serves as an ally in efforts to stop unfair employment practices. There are certain characteristics protected by federal and/or state nondiscrimination laws that fall under the branch's ambit, e.g., age, disability, national origin, sex, religious beliefs, race, or color. Left in its wake, very often, is a traumatic experience for individuals so-affected that results in a negative impact on their economic security, retirement, and self-esteem.

Lawsuit loans are customarily provided to those victimized by this form of discrimination occurring in situations ranging from hiring and promotions, distribution of benefits, e.g., training and vacation, and the ability to work overtime. Settlement funding is essential principally because, in these cases, the ability to work has been improperly severed.

Title VII of the Civil Rights Act of 1964 (Title VII), prohibits employment discrimination that has as its predicate race, color, religion, sex, or national origin. Men and women who perform substantially equal work in the same establishment are legally protected from sex-based wage discrimination by the Equal Pay Act of 1963 (EPA).

The Age Discrimination in Employment Act of 1967 (ADEA) protects individuals 40 years-of-age or older from employment discrimination. Qualified individuals employed in the private sector, as well as those employed in local and state government agencies, are protected from discrimination under Titles I and V of the Americans with Disabilities Act of 1967 (ADA).

Discrimination against qualified individuals with disabilities employed in federal government agencies is prohibited under Sections 501 and 505 of the Rehabilitation Act of 1973.

Employers are often forced to modify such discriminatory practices once a case is filed. Awards arising out of this particular category of claims, if the plaintiff prevails, are often for millions of dollars. Those who file claims in this category must prepare for a long and protracted battle. Settlement funding is often required to maintain such an action while the former employer challenges the allegations on which the claim is based.

Lawsuit loans are ideally suited for this type of litigation. Due to their protracted nature, and likelihood of appeal if the plaintiff does prevail, those aggrieved may benefit greatly from this form of settlement funding!

Want to find out more about your lawsuit loan, then visit Dr. Tom Rhudy's site on how to choose the best settlement funding for your needs.

Sunday, October 4, 2009

Lawsuit Loans - A beneficial or detrimental?

rapidsLawsuit Loans – What are the Benefits?

When you are involved in litigation and your financial condition becomes serious and banks, friends, and family can't help you, to whom do you turn? There are support services that may offer support, specifically designed to meet your needs.

The team of legal, medical and financial experts dealing in lawsuit loans may provide the assistance needed to create a dependable budget to meet your needs and secure your future. Lawsuit loans may be sufficient to support you and your family.

Also known as non-recourse loans or pre-settlement funding, it offers financial support as well as other support services to the plaintiff.

The need for a lawsuit loan often arises when the daily expenses suddenly increase, placing a strain on your personal finances.

Obtaining one may be a great help when you are suffering with pain or injuries, which can decrease your work capacity. In such cases, they may provide the cash you desperately need.

Lawsuit loans often help you in both pre- and post-settlement litigation, offering a wide array of funding options. This may be just what you and your attorney need to preclude accepting a ridiculously-low settlement offer.

BENEFITS OF LAWSUIT LOANS

• A Plaintiff gains assistance in financing the everyday needs during the course of litigation.

• They provide support pending settlement.
• They provide your attorney with resources to retain witnesses needed to support your case.
• They assist in keeping your attorney’s focus on your case, maintaining the cash-flow for the law office while you are awaiting settlement.
• The team of legal, medical and financial experts dealing in lawsuit loans assists both you and your attorney in preventing over-funding.

Lawsuit Loans support you when you are injured due to the carelessness or irresponsibility of others. You are legally entitled to take legal action against those who cause the injuries, and to recover just-compensation.

Let’s face it, if the tortfeasor (i.e., the one causing your injuries) offered to justly compensate you for the harm they produced, litigation wouldn’t be on your plate!

Plaintiffs often must engage in expensive litigation to recover for losses incurred due to the carelessness or irresponsibility of others. Don't allow your insufficient resources cheat you out of the settlement you deserve!

Legal Settlement Loans is the premier settlement lawsuit loan educational resource. We provide all the needed information to someone looking to get a lawsuit loan during their pending lawsuit.

Visit us today to educate yourself further on settlement loans and how to find the proper settlement loan provider. Lawsuit loan apply now!

Friday, October 2, 2009

When is obtaining Lawsuit Loans a terrible idea?

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Reports of Convictions From the Coalition Against Insurance Fraud –
may be found here.

* Jorge Moreno wanted to help a friend dump his 2002 Cadillac Escalade for insurance money. But the Reno-area con wasn’t very friendly; it was fatal. His buddy Oscar Zavala-Gallegos couldn’t afford the $620 monthly payments and owed more than the Caddy was worth. So he decided to fake a theft. Zavala-Gallegos
parked the car at a mall, leaving the keys inside. Moreno and Fabian Cedeno took the car and broke out its windows. The pair then drove the car at a high speed, intending to hit a guardrail and damage the Caddy.

Cedeno was driving. He jumped out before the crash and was killed by a head injury. Moreno drove Cedeno to a hospital, claiming Cedeno was beaten in a bar fight. That story didn’t wash, and cell phone records helped expose the con.

Moreno pleaded guilty, and faces up to four years when sentenced in September.

No word on the fate of Zavala-Gallegos.

* The public-spirited handyman wasn’t very handy to a would-be arsonist. Susan Washington wanted to burn down her Ocala, Ga. home to collect $100,000 in insurance money. She told her handyman that tenants had made a mess of the place, and she wanted to torch it. Washington offered him $5,000 to do the deed.
But instead of taking the windfall, he told Ocala police about the plot. “Go and get it done and if you can call me from a pay phone from now on, cuz I’m not going to ring your number after this goes down, because I don’t want them to think that I’m talking to you after it’s been done because that might raise suspicion,” Washington said in a taped conversation with the handyman. She
pleaded guilty yesterday, and faces up to 20 years in federal prison when sentenced.

* Larry Butler filed the same injury claims against several razor manufacturers for the same injury, stealing $9,500 from the companies. The scam cost him 14 years and four months in California state prison, the insurance department said yesterday. The Palmdale man said razors made by Phillips, Proctor & Gamble,
Eveready/Energizer and Panasonic caused him to have ingrown facial hairs that scarred his face. Butler submitted the same photos of the claimed injury plus the same receipt and price quote for skin treatment to all the companies, which are self-insured. Coalition member GlobalOptions SIU investigated on behalf of one of its third-party administrator clients, and referred the case to the California insurance department for further investigation.

* Needing a good high, David Van Dunk Jr. used his father’s prescription plan to scam painkillers oxydodone, Percocet, morphine sulphate and other drugs. The Hewitt, Conn. man claimed the drugs were for his father. Junior bilked Connecticut General Life out of $12,140. Van Dunk received probation Monday, and must go into rehab.

* A strip-mall owner hired a mother-son team to burn down the place for insurance money. Dan Thornton had borrowed nearly $400,000 to launch the Stockton, Calif. mall, but fell behind on payments. He allegedly offered Dina Larson and her 19-year-old son Jacob Smith a cut of the insurance money to torch the place. They did the deed, then Thornton said it was a hate crime by someone who disliked Thornton because he was gay, prosecutors charge. But Smith confessed the next day, implicating his mother. Officials also discovered containers of kerosene at the site. They traced the containers back to a nearby Wal-Mart. Store security cameras showed Larson purchasing Coleman fuel, gloves,
black shirts and hats, nylons and other items. Larson and Smith have pleaded guilty. Each faces at least five years in federal prison when sentenced, but could receive up to 20 years. Thornton still faces charges.

* A pipe burst and damaged Kenneth and Charlene Frye’s house in Orlando. The couple made an insurance claim to re-pipe their home, and Travelers of Florida paid out $8,827.50. Four months later, Charlene said they’d incurred more expenses and handed Travelers a $21,610 proposal from Absolute Affordable by Anthony’s.

Travelers re-inspected their home and found that many items on the proposal weren’t completed. The insurer met with Antonio Fiol, owner of the repair company. He said he’d done work and was paid $4,965. But Fiol denied preparing or signing the larger proposal. Travelers referred the case to the Florida Department of Financial Services. Charlene recently received probation and must repay Travelers $4,275. Kenneth apparently wasn’t implicated.

* Jesus Quiroz told Infinity Insurance that someone stole his 2002 GMC Denali on August 9. Except that Infinity learned the Oxnard, Calif. man’s vehicle had been impounded in Mexico on August 8. Quiroz finally admitted he had financial problems and couldn’t afford the payments, so he abandoned the Denali in Mexico to collect an insurance payout. He received 90 days in county jail in September.

* An agent who also was a prominent volunteer education official stole more than $22,000 in client premiums and used the loot for personal expenses. Al Perry once chaired the North Andover (Mass.) school committee. The head of the Internet Insurance Agency, Perry used the premiums to pay personal gas, phone
and credit card bills. His clients began complaining when they discovered they didn’t have workers comp or other coverage for which they thought they paid.

Perry’s agent-sons turned him in when they discovered the scheme. He received two years of probation, and has begun repaying his clients. The con was triggered by unspecified medical problems Perry said he suffered.

* The largest workers comp fraud case in California history closed a major chapter yesterday when the state workers comp board dismissed $70 million in bogus medical bills allegedly submitted for payment by a giant medical mill called Premier Medical Management Systems. Premier allegedly submitted several thousand bills to comp insurers, paying lawyers kickbacks for referring patients. Premier targeted Hispanic claimants with minor injuries and tried to
ring up thousand of dollars in medical bills for each claim by providing worthless treatment then inflating the bills, officials say. It was a complex “pay to play” cross-referral network involving physicians and lawyers, officials charge. The dismissal this week culminates seven years of investigation and litigation by Travelers Insurance and other carriers. A multi-agency task force launched a criminal probe, and courts threw out Premier’s retaliatory lawsuits.

The September deal was part of a plea bargain that will keep Premier’s operators out of prison, says Al MacKenzie, Los Angeles County Deputy DA. MacKenzie says he still plans to file criminal charges.

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